The first thing you should know is that there are no magic spells that erase damaged credit history. Your credit history is exactly that - a history. It took time to create. Likewise, it will take time to get your credit scores back to where they're accurate and strong. And while it won't take nearly as long to repair as it was to establish, you simply must understand that you can't rush the law.

The second thing you should know is that there's nothing we're going to do for you that you can't do for yourself. So if you're ambitious, have some time to learn the credit laws, and you're ready to spend the next several months managing and monitoring your credit score - by all means, we recommend you give it a try.

Then again, if you don't have the time, energy and patience to go the 'do-it-yourself' route, you can always contact us. For a fraction of the time it will take you to do it on your own, we will begin to raise your credit score within a few weeks. And we won't let any renegade creditors sneak back into your reports either. We use the power of the law to help you take back control of your good name. And we guarantee results.

Click here for the Federal Government's site on Consumer Credit Laws and Credit Reporting.